Health insurance policies insure you against several illnesses and guarantee you stay financially secure should you ever require treatment. They safeguard your peace of mind, eliminate all worries about treatment expenses, and allow you to focus your energy on more important things, like getting better. Let's learn more about the various types of health insurance available, and what the best policy for you might be.
Health insurance protects you from a variety of ailments and ensures that you are financially secure if you ever need treatment. They ensure your peace of mind, remove all concerns about treatment costs, and free up your time to focus on more essential things, such as getting better. Let's learn more about the numerous types of health insurance policies available and which one would be the best fit for you.
There are several health insurance or medical insurance plans in India. These can be divided into the following categories based on the coverage offered:
In India, there are a variety of health insurance or medical insurance programs to choose from. Based on the coverage provided, they may be categorized into the following categories:
These health insurance plans cover your expenses in case you need to be hospitalized. Within this category, products may have different payout structures and limits for various heads of expenditure. The hospitalisation coverage may be reimbursement based plans or fixed benefit plans. These plans aim to cover the more frequent medical expenses. Click to know about our hospitalisation insurance plan.
If you need to be hospitalized, these health insurance policies will cover your costs. Within this category, products may have varying payment systems and spending restrictions for specific categories of spending. Hospitalization coverage can be in the form of reimbursement-based or fixed-benefit plans. These plans are designed to cover the more common medical costs. To learn more about our hospitalization insurance coverage, please click here.
These health insurance plans provide you coverage against critical illnesses such as heart attack, organ transplants, stroke, and kidney failure among others. These plans aim to cover infrequent and higher ticket size medical expenses. Click to know about our critical illness plans
These health insurance policies cover catastrophic conditions including heart attacks, organ transplants, strokes, and renal failure, among other things. These plans are designed to cover medical bills that are less common and have a larger ticket size. To learn more about our critical illness plans, click here.